So in LotRO you're eligible for picking up your mount at level 35 (well level 35 and plopping down 4 gold and 220 silver or thereabouts). I'm pretty excited about getting my mount really. I participated in the Summer Festival fishing quests and ended up with enough festival coins to pick up a festival horse. I still have to plunk down coin for the horse, but for the first time in playing an MMO I've actually worked on getting a special mount. Granted this wasn't the hardest one in LotRO to pick up by any means, but I actually did it.